Types of Appraisals
0 Insurance Scheduling
0 Estate Distribution
0 Estate Settlment
0 Estate Tax
0 Charitable Donation
2 Divorce
2 Inheritance
2 Litigation between a customer and a jeweler
2 Damage claims with Jewelry
2 Stone Switching or theft charges
2 Disputes between Jewelers
Whether you need a jewelry appraisal or the testimony of an expert witness, our reports
provide you with the "Added value" your precious jewelry item or litigation case deserves.
Every GEM SECURE appraisal is professionally prepared to the highest standards and
observes the Code of Ethics of the American Society of Appraisers.  All documents and
services offered by GEM SECURE are provided in conformity with the Uniform Standards
of Professional Appraisal Practice promulgated by the Appraisal foundation, ASA.  
TYPES OF JEWELRY APPRAISALS WE OFFER:
0Divorce Settlement
0Bankruptcy
0Forced  or Non-forced Sale
0Resale Advice
                 Value Definitions
Fair Market Value - The price at which jewelry would change hands between a willing buyer
and a willing seller, neither being under any compulsion to buy or sell and both having reasonable
knowledge of the relevant facts.

Replacement Value - The cost to replace a property with a substitute that is new, using
techniques and standards that satisfy the description or use of the replaced property.

Liquidation - The cash price that may be expected when selling a jewelry item usually under
duress and / or a forced sale.
0Quality confirmation of New  
   Purchase
THE INTENDED USE OF THE APPRAISAL DETERMINES THE
TYPE OF VALUE USED AND THE APPROPRIATE MARKET
RESEARCHED.
Intended Use of Appraisal                Purpose or Type of Value Used

Insurance Scheduling                                          Replacement Value
Insurance Settlement                                           New or Comparable
_____________________________________________________________________

Estate Distribution                                                
Estate Settlement
Divorce Settlement                                              Fair Market Value
Charitable Donation
Estate Tax
_____________________________________________________________________

Resale Advice                                                     Marketable Cash Value /
Non-Forced Sale                                                 Orderly Liquidation Value
_____________________________________________________________________

Bankruptcy                                                           
Forced Sale                                                         Forced Liquidation Value
EXPERT WITNESS TESTIMONY: - Our gemological experts are available to help with
any of your litigation needs.  We offer expert witness testimony for the following types of cases:
Appraisal Report